Third Party Car Insurance
Third party car insurance only covers another vehicle or person if you are responsible for the damage or injury. This is usually the minimum amount of coverage required by law, as it covers any vehicle that is not your own. It tends to cover the following: liability for injuries to other people, including passengers, liability for damage to other people's property, liability of passengers for accidents caused by them and liability arising from the use of a caravan or trailer that is attached to the car.
 
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If you want your own vehicle and person to be covered this is probably not the insurance coverage for you - so why do people purchase it? Simply because it is more affordable than comprehensive coverage. This, of course, is due to the fact that it covers less than comprehensive. So if you want to save some money third party insurance may work best for you.

The quote you receive for this type of insurance is highly dependent on several factors that reflect your driving ability, such as age, gender, driving experience, claims experience, employment status and occupation. These factors can drive your premiums up or down.

 

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